Debt Defense Legal Clinics & Resources

Debt Collection Defense Clinic

  • Every Tuesday from 1:00 pm – 3:00 pm at the Public Law Library of King County
  • Free 30-minute meeting
  • No appointment necessary
  • Focused specifically on low-income debtors with questions about debt collection, abusive collection practices, garnishment and medical debts
  • Sponsored by the Northwest Justice Project, https://www.nwjustice.org/  
  • Find more information here.

Neighborhood Legal Clinic: Debt & Bankruptcy Clinics

  • Appointment required; call (206) 267-7070 from 9:00 am – 12:00 pm, Tuesdays – Thursdays
  • Free 30-minute meeting
  • Focused on debt and bankruptcy questions. The Neighborhood Legal Clinics service King County residents or clients with legal issues in King County.
  • Two locations:
    • Downtown Seattle: 2208 2nd Avenue, Seattle, WA 98121, Thursdays from 5:30pm – 7:30pm (appointment required, call 206-267-7070)
    • South Seattle: 3815 S. Othello Street, Suite 105, Seattle, WA 98118, Mondays from 7:00pm – 9:00pm (appointment required, call 206-267-7070)
  • Sponsored by the King County Bar Association, http://www.kcba.org/pbs/NLC.aspx

Pro Se Bankruptcy Clinic

  • Every 1st & 3rd Thursday of the month at the Federal Courthouse
    • Federal Courthouse
      700 Stewart Street
      Room 6101 (6th Floor)
      Seattle, WA 98101
  • No appointment necessary; walk-in clinic
  • Focused on pro-se (unrepresented) bankruptcy filing and related questions. In order to qualify for the clinic, your household gross monthly income is 200% of the Federal Poverty Level or lower. See this flyer for more information about who qualifies for the clinic: http://www.nwclc.org/wp-content/uploads/2016/07/Pro-Se-BK-Clinic-Flyer-Printable.pdf
  • Can’t make it to the clinic at those times? Help is still available to those who qualify: Call the Northwest Consumer Law Center’s Intake Message Line (206) 805-1722
  • Sponsored by the NW Consumer Law Center, http://www.nwclc.org/pro-se-bankruptcy-clinic/, in partnership with the Federal Bar Association
  • Learn more here.

KCBA “Make Change!” Debt Education Workshop

  • The Make Change! Debt education workshop is a free two-hour class that will help you to address debt related issues.  It can also help you to determine how to handle debt issues on your own, and when it may be necessary to have an attorney.
  • Dates & Locations: https://www.kcba.org/pbs/makechange/

Other Resources

  • Chapter 13 Trustee Counseling Program (206) 624-5124
  • Consumer Counseling Northwest (800) 355-2227
  • Consumer Education & Training Services (CENTS) (206) 267-7017
  • Debt & Bankruptcy Legal Clinics (206) 267-7070
  • Make Change – Free Debt Education Class (206) 267-7095
  • Northwest Consumer Law Center (206) 805-0989
  • Western Washington U.S. Bankruptcy Court (206) 370-5200
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Find Debt Collection Forms Here

 

Links Updated February 2017.